Copyright

Happy Cog is a trademark of Happy Cog Studios LLC. All rights reserved.

Certain artwork, photography, and logos used on this website are copyrighted intellectual property of Happy Cog’s clients and are used here by permission. In addition, client logos, signage, and names may be trademarked. These materials may not be reproduced elsewhere, except by their respective copyright and trademark holders.

All other material, including text, artwork, and design, is copyright Happy Cog Studios and may not be reproduced elsewhere without explicit written permission.

You may learn from and adapt elements of our CSS and markup in your own projects, but the unique combination of images, colors, sizes, typography, and positioning (“the design”) is copyright Happy Cog Studios and may not be reproduced.

We challenged Happy Cog with our complicated vision for what we feel to be the future of banking, and they simply over-delivered in every way imaginable. I would challenge anyone to find a more talented group of Web designers anywhere on the planet. They’re just that good.

Mike Ferrari, Founder, SmartyPig